Therapy Rates & Pricing
Private-pay psychotherapy with Dr. Regina Chow Trammel, PhD, LCSW
With more than 19 years of clinical experience as a psychotherapist, I also bring experience as a social work professor, researcher, published author, and professional speaker.
$185 per 50-minute individual therapy session
$ 200 for a 60-minute couple’s session
I offer a limited number of reduced-fee appointments when finances are a significant barrier. We can discuss availability during your free 15-minute consultation.
Payment is due at the time of service through a secure, HIPAA-compliant client portal.
Questions about rates or scheduling? Call or text 626-765-7602. I typically respond within 24 hours.
Why private pay?
As a private-pay therapist, I do not contract with insurance companies for direct payment. This allows us to focus our work on your needs and goals rather than an insurance company's requirements.
Private-pay therapy can also offer greater privacy because your insurance company does not receive claims or clinical information for reimbursement.
It gives us greater flexibility to determine the frequency, focus, and pace of therapy based on your clinical needs rather than the limits of an insurance plan.
If you have out-of-network benefits, you may be able to submit receipts or superbills to your insurance company for possible reimbursement. Whether you receive reimbursement—and how much—is determined by your individual insurance plan.
Using out-of-network benefits
If your insurance plan includes out-of-network mental health benefits, you may be able to recover some of the cost of your sessions.
The process generally works like this:
1. We meet and you receive a superbill
After your session, I can provide a superbill containing the information your insurance company may require to process an out-of-network claim.
2. You submit the superbill
You submit the superbill to your insurance company through its online portal, app, mail, or other available process.
3. Your insurance company determines reimbursement
Your insurer processes the claim according to the terms of your specific plan and, if applicable, reimburses you directly.
Your deductible, coinsurance, plan benefits, and other requirements will determine whether and how much your insurance reimburses.plan benefits, and other requirements will determine whether and how much your insurance reimburses.
Not sure whether your plan has out-of-network benefits?
Call the member services number on the back of your insurance card and ask:
“Do I have out-of-network mental health benefits for outpatient psychotherapy, and what are my deductible, coinsurance, and reimbursement requirements?”
You can also ask whether your plan requires you to meet a deductible before out-of-network benefits begin.
I recommend confirming your benefits directly with your insurance company before beginning therapy.
Under the federal No Surprises Act, people who are uninsured or who choose not to use their insurance for care generally have the right to receive a Good Faith Estimate of expected charges when they schedule care in advance or request an estimate.
I provide Good Faith Estimates in accordance with applicable requirements. The estimate outlines expected charges for scheduled services; it is not a bill.
If you have questions about the cost of therapy or would like to discuss whether private-pay therapy is appropriate for you, I'm happy to talk with you during a consultation.